:root{
  --primary-blue:#0b2545;
  --accent-gold:#b08a2e;
  --bg-gray:#f3f6fa;
  --text-dark:#122033;
  --text-muted:#4b5b6b;
  --border-color:#dbe4ee;
  --shadow-md:0 6px 18px rgba(17,24,39,.08);
  --shadow-lg:0 14px 38px rgba(17,24,39,.12);
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}

body{
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
  line-height:1.72;
  color:var(--text-dark);
  background-color:var(--bg-gray);
  margin:0;
  padding:0;
}

.container{
  max-width:1180px;
  margin:0 auto;
  padding:0 24px;
}

h2[id],h3[id]{scroll-margin-top:44px;}

a:focus-visible,
button:focus-visible,
input:focus-visible{
  outline:3px solid rgba(176,138,46,.35);
  outline-offset:2px;
  border-radius:8px;
}

.main-header{
  background:var(--primary-blue);
  color:#fff;
  padding:1.1rem 0;
  border-bottom:3px solid var(--accent-gold);
}

.main-header .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.site-logo {
    font-weight: 800;
}
.site-logo a {
    display: flex;
    align-items: center;
    gap: 12px;
    color: inherit;
    text-decoration: none;
    transition: opacity 0.2s ease;
}

.site-logo a:hover {
    opacity: 0.85;
}


.site-logo img {
    display: block;
    height: 40px;
    width: auto;
}

.logo-text {
    font-size: 1.35rem;
    letter-spacing: -.2px;
    line-height: 1;
}

.home-page-main{
  max-width:1180px;
  margin:1.2rem auto 1.2rem;
  padding:0;
  background:#fff;
  border-radius:14px;
  box-shadow:var(--shadow-md);
  border:1px solid rgba(219,228,238,.75);
  overflow:hidden;
}

.hero{
  text-align:center;
  padding:3rem 2rem 1.5rem 2rem;
}

.hero h1{
  font-size:3rem;
  line-height:1.08;
  color:var(--primary-blue);
  margin:0 0 .9rem 0;
  letter-spacing:-.6px;
}

.hero p{
  max-width:820px;
  margin:0 auto;
  color:var(--text-muted);
  font-size:1.05rem;
}

.trust-signal{
  color:#166534;
  font-weight:650;
  margin:1.15rem 0 2.1rem 0;
}

.cta-group{
  display:flex;
  gap:14px;
  justify-content:center;
  flex-wrap:wrap;
}

.btn-primary,.btn-secondary{
  padding:12px 26px;
  border-radius:10px;
  font-weight:700;
  text-decoration:none;
  transition:transform .15s ease,box-shadow .15s ease,border-color .15s ease;
}

.btn-primary{
  background:var(--primary-blue);
  color:#fff;
  box-shadow:0 10px 24px rgba(11,37,69,.16);
}
.btn-primary:hover{
  transform:translateY(-1px);
  box-shadow:0 14px 32px rgba(11,37,69,.2);
}

.btn-secondary{
  background:#fff;
  color:var(--primary-blue);
  border:1px solid rgba(11,37,69,.25);
}
.btn-secondary:hover{
  transform:translateY(-1px);
  border-color:rgba(11,37,69,.4);
}

.breadcrumb{padding:1.2rem 0 .5rem 0;}

.breadcrumb nav ol{
  list-style:none;
  padding:0;
  margin:0;
  display:flex;
  flex-wrap:wrap;
  font-size:.86rem;
}

.breadcrumb nav li{
  display:flex;
  align-items:center;
  color:var(--text-muted);
}

.breadcrumb nav li a{
  color:var(--primary-blue);
  text-decoration:none;
  font-weight:650;
}

.breadcrumb nav li:not(:last-child):after{
  content:"›";
  margin:0 10px;
  color:#a8b6c7;
}

article{
  background:#fff;
  padding:3.1rem;
  margin:1.2rem 0 1.2rem 0;
  border-radius:14px;
  box-shadow:var(--shadow-md);
  border:1px solid rgba(219,228,238,.75);
}

.article-header h1{
  font-size:2.35rem;
  line-height:1.16;
  color:var(--primary-blue);
  margin:0 0 1.75rem 0;
  padding-left:18px;
  border-left:6px solid var(--accent-gold);
  letter-spacing:-.4px;
}

.article-body a{
  color:var(--primary-blue);
  text-decoration:underline;
  text-decoration-color:rgba(176,138,46,.7);
  text-underline-offset:3px;
}
.article-body a:hover{
  color:var(--accent-gold);
  text-decoration-thickness:2px;
}
.article-body a.cta,
.article-body a.guide-btn,
.article-body a.official-link{ text-decoration:none; }

.grid-container,.topic-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:20px;
  margin:2.4rem 0;
  padding:0;
  align-items:stretch;
}


.topic-grid{
  padding:0 0 2rem 0;
}

.topic-card,.service-card{
  background:#fff;
  border:1px solid rgba(219,228,238,.95);
  padding:1.15rem 1.25rem;
  border-radius:14px;
  display:flex;
  flex-direction:column;
  height:100%;
  text-decoration:none;
  color:inherit;
  transition:transform .15s ease,box-shadow .15s ease,border-color .15s ease;
}

.topic-card:hover,.service-card:hover{
  transform:translateY(-2px);
  box-shadow:var(--shadow-lg);
  border-color:rgba(11,37,69,.28);
}

.topic-card h2,
.topic-card h3,
.service-card h3{
  font-size:1.18rem;
  line-height:1.22;
  color:var(--primary-blue);
  margin:0 0 .65rem 0;
  border:none;
  padding:0;
}

.topic-card p,.service-card p{
  font-size:.93rem;
  color:var(--text-muted);
  margin:0;
  line-height:1.55;
}

.cta{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:100%;
  padding:10px 12px;
  background:var(--primary-blue);
  color:#fff !important;
  border-radius:12px;
  font-size:.88rem;
  font-weight:750;
  box-shadow:0 8px 18px rgba(11,37,69,.14);
  transition:transform .12s ease,box-shadow .12s ease;
  margin-top:auto;
}

.cta:hover{
  transform:translateY(-1px);
  box-shadow:0 12px 26px rgba(11,37,69,.18);
}

.state-directory{
  margin:0;
  padding:3rem 2rem;
}

.topic-index{
  margin:2.5rem 0;
  padding:2.1rem;
  background:#f7f9fc;
  border-radius:14px;
  border:1px solid rgba(219,228,238,.95);
}

.coverage-summary{
  margin-bottom:1.25rem;
  font-size:1rem;
  color:var(--text-muted);
}

.topic-index ul{
  list-style:none;
  padding:0;
  display:grid;
  gap:14px;
  margin-top:1.25rem;
  grid-template-columns:repeat(4, minmax(0, 1fr));
}

.az-list{
  list-style:none;
  padding:0;
  display:grid;
  gap:14px;
  margin-top:1.25rem;
  grid-template-columns:repeat(3, minmax(0, 1fr));
}


.topic-index li,.az-list li{display:flex;}

.topic-index li a,
.az-list li a,
.az-list a.state{
  position:relative;
  display:flex;
  align-items:center;
  justify-content:space-between;
  width:100%;
  min-height:54px;
  padding:14px 16px 14px 18px;
  background:#fff;
  color:var(--primary-blue);
  text-decoration:none;
  border:1px solid rgba(219,228,238,.95);
  border-radius:12px;
  box-shadow:0 8px 18px rgba(11,37,69,.05);
  transition:transform .12s ease,box-shadow .12s ease,border-color .12s ease;
  font-weight:750;
  overflow-wrap:anywhere;
}

.topic-index li a::before,
.az-list li a::before,
.az-list a.state::before{
  content:"";
  position:absolute;
  left:0;
  top:10px;
  bottom:10px;
  width:3px;
  border-radius:12px;
  background:var(--accent-gold);
  opacity:.85;
}

.topic-index li a::after,
.az-list li a::after,
.az-list a.state::after{
  content:"→";
  font-size:1.05rem;
  line-height:1;
  color:rgba(11,37,69,.45);
  margin-left:14px;
}

.topic-index li a:hover,
.az-list li a:hover,
.az-list a.state:hover{
  transform:translateY(-1px);
  box-shadow:0 12px 26px rgba(11,37,69,.08);
  border-color:rgba(11,37,69,.18);
}

.topic-index li a:hover::after,
.az-list li a:hover::after,
.az-list a.state:hover::after{
  color:rgba(11,37,69,.65);
}

.az-list a.state.off{
  opacity:.55;
  pointer-events:none;
}

table{
  width:100%;
  margin:2.1rem 0;
  border:1px solid rgba(219,228,238,.95);
  border-radius:14px;
  overflow:hidden;
  border-collapse:separate;
  border-spacing:0;
  background:#fff;
}

th{
  background:#f2f6fb;
  padding:18px 22px;
  text-align:left;
  border-bottom:1px solid rgba(219,228,238,.95);
  color:var(--primary-blue);
  font-size:.82rem;
  text-transform:uppercase;
  letter-spacing:.08em;
}

td{
  padding:22px;
  border-bottom:1px solid rgba(219,228,238,.75);
  vertical-align:top;
  font-size:.98rem;
}

tbody tr:hover td{background:#fbfdff;}

td ul{list-style:none;padding:0;margin:0 0 1rem 0;}
td li{position:relative;padding-left:18px;margin-bottom:6px;}
td li::before{content:"•";position:absolute;left:0;color:var(--accent-gold);font-weight:800;}

.guide-btn,.official-link{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:100%;
  max-width:190px;
  margin-bottom:10px;
  padding:10px 12px;
  text-align:center;
  text-decoration:none;
  font-size:.88rem;
  font-weight:750;
  border-radius:12px;
  transition:transform .12s ease,box-shadow .12s ease,border-color .12s ease;
}

.guide-btn{
  background:#eef4fb;
  color:var(--primary-blue);
  border:1px solid rgba(11,37,69,.15);
}
.guide-btn:hover{
  transform:translateY(-1px);
  box-shadow:0 12px 26px rgba(11,37,69,.12);
}

.official-link{
  background:#fff;
  border:1px solid rgba(176,138,46,.6);
  color:var(--accent-gold);
}
.official-link:hover{
  transform:translateY(-1px);
  box-shadow:0 12px 26px rgba(176,138,46,.12);
}

.index-grid,.how-it-works{
  background:#f8fbff;
  padding:3rem 2rem 2rem 2rem;
  margin:0;
  border:1px solid rgba(219,228,238,.95);
  border-left:0;
  border-right:0;
}

.how-it-works,.why-use-us{
  padding:3rem 2rem 3rem 2rem;
}

.key-info{
  background:#f8fbff;
  border-left:6px solid rgba(11,37,69,.9);
  padding:2rem;
  margin:2.25rem 0;
  border-radius:12px;
  border:1px solid rgba(219,228,238,.95);
}

.key-info h2,.section-title{
  margin-top:0;
  font-size:1.45rem;
  color:var(--primary-blue);
  border:none;
  padding-bottom:0;
}

.key-info ul{list-style:none;padding:0;margin:0;}
.key-info li{
  margin-bottom:12px;
  padding-left:28px;
  position:relative;
  line-height:1.45;
}
.key-info li::before{
  content:"";
  position:absolute;
  left:0;
  top:10px;
  width:8px;
  height:8px;
  background-color:var(--accent-gold);
  border-radius:2px;
  transform:rotate(45deg);
}

.step-list{list-style:none;padding:0;margin:0;}
.step-list li{
  margin-bottom:12px;
  padding-left:28px;
  position:relative;
  line-height:1.45;
}
.step-list li::before{
  content:"";
  position:absolute;
  left:0;
  top:10px;
  width:8px;
  height:8px;
  background-color:var(--accent-gold);
  border-radius:2px;
  transform:rotate(45deg);
}

.on-this-page{
  background:#f7f9fc;
  border:1px solid rgba(219,228,238,.95);
  padding:1.35rem;
  margin:2.25rem 0;
  border-radius:14px;
}

.on-this-page ul{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
  gap:10px;
  list-style:none;
  padding:0;
  margin-top:1rem;
}

.on-this-page li{display:flex;}

.on-this-page a{
  text-decoration:none;
  color:var(--text-dark);
  font-size:.95rem;
  padding:12px 12px;
  background:#fff;
  border:1px solid rgba(219,228,238,.95);
  border-radius:12px;
  display:flex;
  align-items:center;
  width:100%;
  transition:transform .12s ease,box-shadow .12s ease,border-color .12s ease,color .12s ease;
  line-height:1.35;
}

.on-this-page a:hover{
  border-color:rgba(11,37,69,.28);
  color:var(--primary-blue);
  transform:translateY(-1px);
  box-shadow:0 12px 26px rgba(11,37,69,.08);
}

h2{
  color:var(--primary-blue);
  margin-top:0;
  border-bottom:1px solid rgba(219,228,238,.95);
  padding-bottom:10px;
}

.disclaimer{
  background:#fffaf0;
  border:1px solid rgba(176,138,46,.25);
  padding:1.5rem;
  margin-top:3.5rem;
  border-radius:14px;
  font-size:.92rem;
  color:#3d4b59;
}

.main-footer{
  background:#0b1220;
  color:#b6c2cf;
  padding:3.25rem 0;
  text-align:center;
  font-size:.95rem;
  border-top:2px solid rgba(176,138,46,.25);
}

.footer-links{margin:1.25rem 0;}
.footer-links a{
  color:#fff;
  text-decoration:none;
  margin:0 12px;
  opacity:.92;
}
.footer-links a:hover{opacity:1;text-decoration:underline;text-underline-offset:3px;}

button.back-to-top {
  position: fixed;
  right: 1.5rem;
  bottom: 1.5rem;
  z-index: 999;
  padding: 0.6rem 0.9rem;
  border-radius: 999px;
  border: none;
  font-size: 0.9rem;
  line-height: 1;
  cursor: pointer;
  background: rgba(0, 0, 0, 0.7);
  color: #fff;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.25);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.2s ease-in-out;
}

button.back-to-top.is-visible {
  opacity: 1;
  pointer-events: auto;
}

@media (max-width:1200px){
  .topic-grid,.grid-container{grid-template-columns:repeat(2,1fr);}
  .topic-index ul{grid-template-columns:repeat(2,1fr);}
  .az-list{grid-template-columns:repeat(2,1fr);}
}

@media (max-width:768px){
  article{padding:1.6rem;margin-top:0;border-radius:0;}
  .article-header h1{font-size:1.9rem;}
  .hero{padding:3rem 2rem 1.5rem 2rem;}
  .hero h1{font-size:2.15rem;}
  .cta-group{flex-direction:column;}
  .topic-grid,.grid-container,.topic-index ul,.az-list,.on-this-page ul{grid-template-columns:1fr !important;}
  table,thead,tbody,th,td,tr{display:block;width:100%;}
  thead{display:none;}
  tr{
    border:1px solid rgba(219,228,238,.95);
    margin-bottom:1.6rem;
    border-radius:14px;
    box-shadow:var(--shadow-md);
    background:#fff;
    overflow:hidden;
  }
  td{
    position:relative;
    padding:54px 16px 16px 16px;
    border:none;
    border-bottom:1px solid rgba(219,228,238,.75);
    text-align:left;
  }
  td:before{
    content:attr(data-label);
    position:absolute;
    top:0;left:0;width:100%;
    padding:12px 16px;
    background:#f2f6fb;
    font-weight:800;
    font-size:.72rem;
    text-transform:uppercase;
    letter-spacing:.08em;
    color:var(--primary-blue);
    border-bottom:1px solid rgba(219,228,238,.95);
    display:block;
    white-space:nowrap;
    overflow:hidden;
    text-overflow:ellipsis;
  }
  .guide-btn,.official-link{max-width:100%;}
  .home-page-main{
    margin:0;
    border-radius:0;
    border-left:none;
    border-right:none;
  }
  .back-to-top {
    right: 1rem;
    bottom: 1rem;
  }
  .site-logo img {
    height: 32px;
  }
  .logo-text {
	font-size: 1.15rem;
  }
}

@media (prefers-reduced-motion:reduce){
  *{transition:none !important;scroll-behavior:auto;}
}

@media print{
  .main-header,.on-this-page,.footer-links,.breadcrumb,.cta-group{display:none !important;}
  body{background:#fff;}
  article{box-shadow:none;padding:0;border:none;}
  .container{max-width:100%;}
  .home-page-main{box-shadow:none;border:none;margin:0;border-radius:0;}
}